How to Get a New Phone Without Renewing a Contract

1. Contact your current provider. Tell them you would like a new model of phone but don't want to tied to a new contract. The provider will generally try to keep your business and might offer you an reasonable deal, including a new phone.
2. Look at the range of cell phones available in retail outlets. Consider the cost of purchasing a new phone from a retail outlet, compared to what your provider is offering.
3. Check the warranty on your phone. If the warranty is still valid and your phone is faulty, then you should be able to get a new phone by using the warranty.
4. Review your homeowner's insurance policy. Many insurance companies pay out on personal effects, so a claim could be made for a defective cell phone using your homeowner's insurance.
5. Contact your provider and tell them that you have found a phone that you like with another provider and that the monthly rate is cheaper. Request an upgrade on the premise of moving to the new provider if your current provider won't meet your request. Ask your provider to send you the code that will be needed to activate your existing number on the new provider's tariff, which could further encourage your current provider to offer what you are seeking.